The short answer
Murabaha financing software needs to manage a real cost-plus-profit sale structure, asset identification, purchase and ownership documentation, sale agreement, profit disclosure and payment scheduling, not just calculate a repayment schedule the way a conventional loan system would.
Murabaha is the most common Islamic financing structure by transaction volume, covering home financing, trade finance and commodity financing across Islamic banking. It is also structurally one of the hardest products to support in software, because a compliant Murabaha transaction requires the institution to actually take ownership of the asset before selling it to the customer at a disclosed, marked-up price, a sequence that has to be verified for every contract, not assumed.
Software built for Murabaha specifically needs to track the full sequence: financing application, customer assessment, asset identification, purchase process, ownership documentation, sale agreement, profit disclosure, payment schedule, and supporting documents, with each step available for scholar or compliance review. We cover this workflow in detail in The Murabaha Contract Review Bottleneck, and set it in the wider context of Islamic banking software requirements in our Islamic banking software guide.
Aylinor, the Shariah compliance intelligence platform being developed by Daeson Technologies, starts with Murabaha workflow intelligence for exactly this reason: it is the highest-volume, highest-review-burden product for most institutions.